Posted in Advises, Retirement, tagged Retirement on June 6, 2009 | Leave a Comment »
It’s your job as an advisor to make sure that you are there—and active—during all these phases.
The client-advisor relationship goes beyond financial solutions during the transition phase.
Retirement is a moving target that defies a singular definition because it will be different for each client. However, planning for this event occurs continuously throughout the client’s financial [...]
Posted in Advises, News Articles on February 2, 2009 | Leave a Comment »
Singaporeans are financially ill-prepared if they lose their jobs, and they can do a lot more to improve their financial health, according t two recent surveys.
The Citi Fin-Q (Financial IQ) survey cnducted by Citibank Singapore polled 400 respondents online in mid-October, just a few weeks after the financial crisis took a drastic turn.
About 20 per [...]
Posted in Advises, News Articles, tagged Adviser, Bank, Cards, Credit, Deposit, Financial, Investment, Planning, Savings, Transaction on January 5, 2009 | Leave a Comment »
ONCE upon a time, on a sunny island in South-east Asia, lived more than four million people. The government took care of the people and the people trusted their leaders. Although outsiders were often jealous, and scoffed at it being a nanny state, it was the best model then for a young but growing nation.
The [...]
Posted in Advises, Protection, tagged Crtitcal, Death, Disability, Illness, Insurance, Intangible, Invaluable, Love, Misconception, Permanent, Singles, Total on November 2, 2008 | 1 Comment »
The provision of insurance has evolved from verbal agreements into legally binding contracts in places where there is rule of law. Insurance is not a privilege that is only available to corporation and businesses for risk management purposes, it is also an essential part of any individual’s financial plan.
Insurance is a financial instrument that helps the [...]
Posted in Advises, Investment, tagged Aberdeen, Avoid, Buffett, Cash, Cntrarian, Fear, Financial, Gambling, Humble, Investing, Investment, Long, Price, Stock, Value, Volatility, Warren on October 1, 2008 | Leave a Comment »
The financial world is a confusing place at the best of times. But with the current uncertainty in markets there may be a particular need for clear thinking. It is possible that we are already in a bear market but no one can know for sure. The difficulty with bear markets is that by the [...]
Posted in Advises, Investment, Protection, Term Insuance, tagged Break, Even, ILP, Investment, Linked, Policies on May 25, 2008 | Leave a Comment »
It had received many negative comments and review that Investment-Linked Policy (ILP) is not good. It does not put your money into good use and break even takes a long time, particularly due to the low premium allocation for investment in the first 3 years.
I would say that this is specially important to those people who have no sufficient insurance [...]
Posted in Advises, tagged Claim, Co-Insurance, CPF, Deductible, Expenses, Hospital, Illness, Insurance, Medical, MediSave, MediShield, Ordinary, Protection, Singapore, Special on May 18, 2008 | 1 Comment »
I have been doing a lot of reading about how CPF works and the protection they offers i.e Medical protection.
The contribution that you made every month from you salary and employer’s contribution get distributed in to 3 of the account, CPF Ordinary Account, CPF Special Account and MediSave. (For Self-employed, they are required to make top ups to meet the minimum sum requirement.)
Medisave, introduced [...]
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 | Hank Wasiak on THE ASSET-BASED THINKING |
 | kheetat on THE ASSET-BASED THINKING |
| Hank Wasiak on THE ASSET-BASED THINKING |
| kheetat on THE ASSET-BASED THINKING |
| Hank Wasiak on THE ASSET-BASED THINKING |
